Business Loan Services2018-05-16T21:02:01+00:00

BUSINESS SOLUTIONS

Loan Services

Business Lines of Credit

We understand cash flow needs. Our business line of credit offers the stability needed for daily operating capital while maintaining an excellent credit rating and operational efficiency. Your line of credit is advanced into your business checking account at your request and paid back when receivables are collected. Stabilize your cash flow with a flexible and competitive Business Line of Credit—Let’s discuss your business and lending needs.

Commercial Term Loans

Whether you need money for expansion or a new warehouse, we’re ready with loans that offer flexible terms and competitive rates. Term loans allow you to make affordable payments over an extended period of time to finance improvements or longer term investment needs. As a neighborhood business bank we understand local business challenges and have developed loan products to specifically meet those needs. We’re here today to discuss a commercial term loan.

Loan Services

Why lease when you can own your own building? We offer a broad suite of financing programs designed specifically for commercial real estate needs. Fixed and adjustable rate products with custom pricing and flexible features. Build independence, equity and reap the tax benefits of ownership. Contact one of our professional commercial real estate managers today.

  • Commercial property acquisition financing with up to 90% financing on qualified owner occupied property
  • Commercial property improvement projects
  • Refinancing of owner occupied commercial real estate property
  • Financing of investor properties including Mixed Use & Special Purchase Properties
  • Financing of Apartments, Hotels and Motels
Equipment Financing

Qualified borrowers can obtain up to 100% financing on specific new equipment acquisitions for terms of up to ten years at competitive rates. Loan amounts from $100,000 and up. Contact us today to talk about your equipment needs and a flexible plan to meet your financing needs.

SBA Financing

Ready to make the leap…we can help you take advantage of opportunities available to you as a small business operator through the Small Business Administration (SBA). Our lending team offers services including, competitive rates, and loan amounts up to $5 million fully amortized. As an approved lender of the Small Business Administration, financing a new business doesn’t have to be complicated. We make financing simple, convenient and fast. Our team of SBA specialists is ready to help you with your small business needs.

  • Business Expansion
  • Franchising
  • Commercial Real Estate
  • Equipment
  • Working Capital
Construction Loans

When you’re ready to build your dream home, we have the right loan for you. We’ll be there to help you through the building process and we may be able to help fund the land purchase. Each loan request is individually reviewed and discussed with you to make sure the process goes smoothly. Let our expert construction loan manager help you navigate this exciting process.

Accounts Receivable Financing

We’re here to help improve your cash flow with an accounts receivable line of credit. If you have outstanding invoices and expenses due, use our accounts receivable line of credit to bridge the gap. This flexible credit line can give you peace of mind when paying your expenses, or helping with the growth of your company. Our accounts receivable manager can show you the way.